LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,645
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,598
−HK$969/mo
Today · 4.125%
HK$32,567
baseline
▲ 0.50% · 4.625%
HK$34,548
+HK$1,981/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,134/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,092
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,006
−HK$928/mo
Today · 4.125%
HK$35,934
baseline
▲ 0.50% · 4.625%
HK$37,828
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,868/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,918
−HK$1,162/mo
Today · 4.125%
HK$39,080
baseline
▲ 0.50% · 4.625%
HK$41,458
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$78,160/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,910
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,008
−HK$1,113/mo
Today · 4.125%
HK$43,121
baseline
▲ 0.50% · 4.625%
HK$45,394
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$86,242/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,903
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,237
−HK$1,356/mo
Today · 4.125%
HK$45,593
baseline
▲ 0.50% · 4.625%
HK$48,367
+HK$2,774/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,186/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,729
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,009
−HK$1,299/mo
Today · 4.125%
HK$50,308
baseline
▲ 0.50% · 4.625%
HK$52,959
+HK$2,651/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,616/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,161
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,743/mo
Today · 4.125%
HK$58,620
baseline
▲ 0.50% · 4.625%
HK$62,187
+HK$3,567/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,240/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,366
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,012
−HK$1,669/mo
Today · 4.125%
HK$64,681
baseline
▲ 0.50% · 4.625%
HK$68,091
+HK$3,410/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,362/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,971 · Scale 2, in force from 26 Feb 2026)