LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,645
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,599
−HK$968/mo
Today · 4.125%
HK$32,567
baseline
▲ 0.50% · 4.625%
HK$34,549
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,134/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,093
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,007
−HK$928/mo
Today · 4.125%
HK$35,935
baseline
▲ 0.50% · 4.625%
HK$37,829
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,870/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,775
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,918
−HK$1,163/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,459
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,911
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,009
−HK$1,113/mo
Today · 4.125%
HK$43,122
baseline
▲ 0.50% · 4.625%
HK$45,395
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$86,244/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,904
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,238
−HK$1,356/mo
Today · 4.125%
HK$45,594
baseline
▲ 0.50% · 4.625%
HK$48,368
+HK$2,774/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,188/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,730
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,010
−HK$1,299/mo
Today · 4.125%
HK$50,309
baseline
▲ 0.50% · 4.625%
HK$52,960
+HK$2,651/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,618/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,162
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,878
−HK$1,743/mo
Today · 4.125%
HK$58,621
baseline
▲ 0.50% · 4.625%
HK$62,188
+HK$3,567/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,242/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,367
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,013
−HK$1,669/mo
Today · 4.125%
HK$64,682
baseline
▲ 0.50% · 4.625%
HK$68,092
+HK$3,410/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,364/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$503,981 · Scale 2, in force from 26 Feb 2026)