LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,649
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$968/mo
Today · 4.125%
HK$32,571
baseline
▲ 0.50% · 4.625%
HK$34,553
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,142/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,097
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$927/mo
Today · 4.125%
HK$35,939
baseline
▲ 0.50% · 4.625%
HK$37,834
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,878/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,779
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,923
−HK$1,163/mo
Today · 4.125%
HK$39,086
baseline
▲ 0.50% · 4.625%
HK$41,464
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$78,172/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,917
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,014
−HK$1,113/mo
Today · 4.125%
HK$43,127
baseline
▲ 0.50% · 4.625%
HK$45,401
+HK$2,274/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$86,254/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,909
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,244
−HK$1,356/mo
Today · 4.125%
HK$45,600
baseline
▲ 0.50% · 4.625%
HK$48,375
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,200/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,736
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,016
−HK$1,299/mo
Today · 4.125%
HK$50,315
baseline
▲ 0.50% · 4.625%
HK$52,967
+HK$2,652/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,630/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,169
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,885
−HK$1,744/mo
Today · 4.125%
HK$58,629
baseline
▲ 0.50% · 4.625%
HK$62,196
+HK$3,567/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,258/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,375
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,021
−HK$1,670/mo
Today · 4.125%
HK$64,691
baseline
▲ 0.50% · 4.625%
HK$68,101
+HK$3,410/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,382/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,046 · Scale 2, in force from 26 Feb 2026)