LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,650
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,603
−HK$969/mo
Today · 4.125%
HK$32,572
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,144/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,098
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$928/mo
Today · 4.125%
HK$35,940
baseline
▲ 0.50% · 4.625%
HK$37,834
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,880/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,780
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,924
−HK$1,162/mo
Today · 4.125%
HK$39,086
baseline
▲ 0.50% · 4.625%
HK$41,465
+HK$2,379/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$78,172/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,917
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,015
−HK$1,113/mo
Today · 4.125%
HK$43,128
baseline
▲ 0.50% · 4.625%
HK$45,401
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.06M · min. income ≈ HK$86,256/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,910
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,245
−HK$1,356/mo
Today · 4.125%
HK$45,601
baseline
▲ 0.50% · 4.625%
HK$48,376
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,202/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,737
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,017
−HK$1,299/mo
Today · 4.125%
HK$50,316
baseline
▲ 0.50% · 4.625%
HK$52,968
+HK$2,652/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,632/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,170
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,886
−HK$1,744/mo
Today · 4.125%
HK$58,630
baseline
▲ 0.50% · 4.625%
HK$62,197
+HK$3,567/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,260/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,376
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,022
−HK$1,670/mo
Today · 4.125%
HK$64,692
baseline
▲ 0.50% · 4.625%
HK$68,102
+HK$3,410/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,384/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,055 · Scale 2, in force from 26 Feb 2026)