LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,652
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,605
−HK$969/mo
Today · 4.125%
HK$32,574
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,148/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,100
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,014
−HK$928/mo
Today · 4.125%
HK$35,942
baseline
▲ 0.50% · 4.625%
HK$37,836
+HK$1,894/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,884/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,782
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,926
−HK$1,162/mo
Today · 4.125%
HK$39,088
baseline
▲ 0.50% · 4.625%
HK$41,467
+HK$2,379/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,176/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,920
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$42,017
−HK$1,113/mo
Today · 4.125%
HK$43,130
baseline
▲ 0.50% · 4.625%
HK$45,404
+HK$2,274/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,260/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,912
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,247
−HK$1,356/mo
Today · 4.125%
HK$45,603
baseline
▲ 0.50% · 4.625%
HK$48,378
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,206/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,739
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,020
−HK$1,299/mo
Today · 4.125%
HK$50,319
baseline
▲ 0.50% · 4.625%
HK$52,971
+HK$2,652/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,638/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,173
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,889
−HK$1,744/mo
Today · 4.125%
HK$58,633
baseline
▲ 0.50% · 4.625%
HK$62,200
+HK$3,567/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,266/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,379
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,025
−HK$1,670/mo
Today · 4.125%
HK$64,695
baseline
▲ 0.50% · 4.625%
HK$68,106
+HK$3,411/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,390/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,082 · Scale 2, in force from 26 Feb 2026)