LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,652
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,605
−HK$969/mo
Today · 4.125%
HK$32,574
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,148/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,100
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,014
−HK$928/mo
Today · 4.125%
HK$35,942
baseline
▲ 0.50% · 4.625%
HK$37,837
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,884/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,782
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,926
−HK$1,163/mo
Today · 4.125%
HK$39,089
baseline
▲ 0.50% · 4.625%
HK$41,467
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,178/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,920
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,017
−HK$1,114/mo
Today · 4.125%
HK$43,131
baseline
▲ 0.50% · 4.625%
HK$45,404
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,262/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,913
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,247
−HK$1,357/mo
Today · 4.125%
HK$45,604
baseline
▲ 0.50% · 4.625%
HK$48,379
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,208/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,740
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,020
−HK$1,299/mo
Today · 4.125%
HK$50,319
baseline
▲ 0.50% · 4.625%
HK$52,972
+HK$2,653/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,638/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,173
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,890
−HK$1,743/mo
Today · 4.125%
HK$58,633
baseline
▲ 0.50% · 4.625%
HK$62,201
+HK$3,568/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,266/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,380
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,026
−HK$1,670/mo
Today · 4.125%
HK$64,696
baseline
▲ 0.50% · 4.625%
HK$68,106
+HK$3,410/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,392/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,087 · Scale 2, in force from 26 Feb 2026)