LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,653
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,606
−HK$969/mo
Today · 4.125%
HK$32,575
baseline
▲ 0.50% · 4.625%
HK$34,557
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,150/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,101
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,015
−HK$928/mo
Today · 4.125%
HK$35,943
baseline
▲ 0.50% · 4.625%
HK$37,838
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,886/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,783
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,927
−HK$1,163/mo
Today · 4.125%
HK$39,090
baseline
▲ 0.50% · 4.625%
HK$41,468
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,180/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,921
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,018
−HK$1,114/mo
Today · 4.125%
HK$43,132
baseline
▲ 0.50% · 4.625%
HK$45,405
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,264/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,914
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,248
−HK$1,357/mo
Today · 4.125%
HK$45,605
baseline
▲ 0.50% · 4.625%
HK$48,380
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,210/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,741
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,021
−HK$1,299/mo
Today · 4.125%
HK$50,320
baseline
▲ 0.50% · 4.625%
HK$52,973
+HK$2,653/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,640/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,175
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,891
−HK$1,743/mo
Today · 4.125%
HK$58,634
baseline
▲ 0.50% · 4.625%
HK$62,202
+HK$3,568/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,268/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,381
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,027
−HK$1,670/mo
Today · 4.125%
HK$64,697
baseline
▲ 0.50% · 4.625%
HK$68,108
+HK$3,411/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,394/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,097 · Scale 2, in force from 26 Feb 2026)