LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,653
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,607
−HK$969/mo
Today · 4.125%
HK$32,576
baseline
▲ 0.50% · 4.625%
HK$34,558
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,152/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,102
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,016
−HK$928/mo
Today · 4.125%
HK$35,944
baseline
▲ 0.50% · 4.625%
HK$37,839
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,888/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,784
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,928
−HK$1,163/mo
Today · 4.125%
HK$39,091
baseline
▲ 0.50% · 4.625%
HK$41,469
+HK$2,378/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,182/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,922
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,019
−HK$1,114/mo
Today · 4.125%
HK$43,133
baseline
▲ 0.50% · 4.625%
HK$45,406
+HK$2,273/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,266/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,915
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,250
−HK$1,356/mo
Today · 4.125%
HK$45,606
baseline
▲ 0.50% · 4.625%
HK$48,381
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,212/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,742
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,023
−HK$1,299/mo
Today · 4.125%
HK$50,322
baseline
▲ 0.50% · 4.625%
HK$52,974
+HK$2,652/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,644/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,892
−HK$1,744/mo
Today · 4.125%
HK$58,636
baseline
▲ 0.50% · 4.625%
HK$62,204
+HK$3,568/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,272/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,383
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,029
−HK$1,670/mo
Today · 4.125%
HK$64,699
baseline
▲ 0.50% · 4.625%
HK$68,110
+HK$3,411/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,398/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,111 · Scale 2, in force from 26 Feb 2026)