LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,655
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,609
−HK$968/mo
Today · 4.125%
HK$32,577
baseline
▲ 0.50% · 4.625%
HK$34,560
+HK$1,983/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,154/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,104
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,018
−HK$928/mo
Today · 4.125%
HK$35,946
baseline
▲ 0.50% · 4.625%
HK$37,841
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,892/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,786
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,930
−HK$1,163/mo
Today · 4.125%
HK$39,093
baseline
▲ 0.50% · 4.625%
HK$41,472
+HK$2,379/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,186/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,924
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,022
−HK$1,113/mo
Today · 4.125%
HK$43,135
baseline
▲ 0.50% · 4.625%
HK$45,409
+HK$2,274/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,270/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,917
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,252
−HK$1,356/mo
Today · 4.125%
HK$45,608
baseline
▲ 0.50% · 4.625%
HK$48,384
+HK$2,776/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,216/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,745
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,025
−HK$1,299/mo
Today · 4.125%
HK$50,324
baseline
▲ 0.50% · 4.625%
HK$52,977
+HK$2,653/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,648/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,179
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,896
−HK$1,743/mo
Today · 4.125%
HK$58,639
baseline
▲ 0.50% · 4.625%
HK$62,208
+HK$3,569/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,278/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,386
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,033
−HK$1,670/mo
Today · 4.125%
HK$64,703
baseline
▲ 0.50% · 4.625%
HK$68,113
+HK$3,410/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,406/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,140 · Scale 2, in force from 26 Feb 2026)