LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,660
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,614
−HK$969/mo
Today · 4.125%
HK$32,583
baseline
▲ 0.50% · 4.625%
HK$34,565
+HK$1,982/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,166/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,109
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,024
−HK$928/mo
Today · 4.125%
HK$35,952
baseline
▲ 0.50% · 4.625%
HK$37,847
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,904/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,792
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,937
−HK$1,162/mo
Today · 4.125%
HK$39,099
baseline
▲ 0.50% · 4.625%
HK$41,478
+HK$2,379/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,198/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,931
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,029
−HK$1,113/mo
Today · 4.125%
HK$43,142
baseline
▲ 0.50% · 4.625%
HK$45,416
+HK$2,274/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,284/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,924
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,259
−HK$1,357/mo
Today · 4.125%
HK$45,616
baseline
▲ 0.50% · 4.625%
HK$48,391
+HK$2,775/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,232/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,753
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,033
−HK$1,300/mo
Today · 4.125%
HK$50,333
baseline
▲ 0.50% · 4.625%
HK$52,986
+HK$2,653/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,666/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,188
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,905
−HK$1,744/mo
Today · 4.125%
HK$58,649
baseline
▲ 0.50% · 4.625%
HK$62,218
+HK$3,569/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,298/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,396
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,043
−HK$1,670/mo
Today · 4.125%
HK$64,713
baseline
▲ 0.50% · 4.625%
HK$68,124
+HK$3,411/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,426/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,222 · Scale 2, in force from 26 Feb 2026)