LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,664
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,618
−HK$969/mo
Today · 4.125%
HK$32,587
baseline
▲ 0.50% · 4.625%
HK$34,570
+HK$1,983/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,174/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,113
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,028
−HK$928/mo
Today · 4.125%
HK$35,956
baseline
▲ 0.50% · 4.625%
HK$37,852
+HK$1,896/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,912/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,797
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$37,941
−HK$1,163/mo
Today · 4.125%
HK$39,104
baseline
▲ 0.50% · 4.625%
HK$41,484
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,208/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,936
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,034
−HK$1,114/mo
Today · 4.125%
HK$43,148
baseline
▲ 0.50% · 4.625%
HK$45,422
+HK$2,274/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,296/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,930
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,265
−HK$1,357/mo
Today · 4.125%
HK$45,622
baseline
▲ 0.50% · 4.625%
HK$48,398
+HK$2,776/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,244/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,759
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,040
−HK$1,299/mo
Today · 4.125%
HK$50,339
baseline
▲ 0.50% · 4.625%
HK$52,992
+HK$2,653/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,678/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,195
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,912
−HK$1,744/mo
Today · 4.125%
HK$58,656
baseline
▲ 0.50% · 4.625%
HK$62,225
+HK$3,569/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,312/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,404
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,051
−HK$1,670/mo
Today · 4.125%
HK$64,721
baseline
▲ 0.50% · 4.625%
HK$68,133
+HK$3,412/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,442/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,285 · Scale 2, in force from 26 Feb 2026)