LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,667
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,621
−HK$969/mo
Today · 4.125%
HK$32,590
baseline
▲ 0.50% · 4.625%
HK$34,573
+HK$1,983/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,180/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,116
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,031
−HK$928/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$37,855
+HK$1,896/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,800
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,945
−HK$1,163/mo
Today · 4.125%
HK$39,108
baseline
▲ 0.50% · 4.625%
HK$41,487
+HK$2,379/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,216/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,940
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$42,038
−HK$1,113/mo
Today · 4.125%
HK$43,151
baseline
▲ 0.50% · 4.625%
HK$45,426
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,302/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,933
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,269
−HK$1,357/mo
Today · 4.125%
HK$45,626
baseline
▲ 0.50% · 4.625%
HK$48,402
+HK$2,776/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,252/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,763
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,044
−HK$1,299/mo
Today · 4.125%
HK$50,343
baseline
▲ 0.50% · 4.625%
HK$52,997
+HK$2,654/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,686/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,200
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,917
−HK$1,744/mo
Today · 4.125%
HK$58,661
baseline
▲ 0.50% · 4.625%
HK$62,231
+HK$3,570/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,322/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,409
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,056
−HK$1,671/mo
Today · 4.125%
HK$64,727
baseline
▲ 0.50% · 4.625%
HK$68,139
+HK$3,412/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,454/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,329 · Scale 2, in force from 26 Feb 2026)