LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,668
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,622
−HK$970/mo
Today · 4.125%
HK$32,592
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,983/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,184/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,118
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,033
−HK$929/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$37,857
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,802
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,947
−HK$1,163/mo
Today · 4.125%
HK$39,110
baseline
▲ 0.50% · 4.625%
HK$41,490
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,220/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,942
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,040
−HK$1,114/mo
Today · 4.125%
HK$43,154
baseline
▲ 0.50% · 4.625%
HK$45,429
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,308/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,936
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,271
−HK$1,357/mo
Today · 4.125%
HK$45,628
baseline
▲ 0.50% · 4.625%
HK$48,405
+HK$2,777/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,256/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,766
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,047
−HK$1,299/mo
Today · 4.125%
HK$50,346
baseline
▲ 0.50% · 4.625%
HK$53,000
+HK$2,654/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,692/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,203
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,920
−HK$1,745/mo
Today · 4.125%
HK$58,665
baseline
▲ 0.50% · 4.625%
HK$62,234
+HK$3,569/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,330/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,413
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,060
−HK$1,671/mo
Today · 4.125%
HK$64,731
baseline
▲ 0.50% · 4.625%
HK$68,143
+HK$3,412/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,462/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,358 · Scale 2, in force from 26 Feb 2026)