LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,669
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$970/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,576
+HK$1,983/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$929/mo
Today · 4.125%
HK$35,963
baseline
▲ 0.50% · 4.625%
HK$37,858
+HK$1,895/mo
Deposit HK$6.72M · loan HK$6.72M · min. income ≈ HK$71,926/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,803
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,163/mo
Today · 4.125%
HK$39,111
baseline
▲ 0.50% · 4.625%
HK$41,491
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,222/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,943
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,041
−HK$1,114/mo
Today · 4.125%
HK$43,155
baseline
▲ 0.50% · 4.625%
HK$45,430
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,310/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,937
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,273
−HK$1,357/mo
Today · 4.125%
HK$45,630
baseline
▲ 0.50% · 4.625%
HK$48,406
+HK$2,776/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$91,260/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,767
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,048
−HK$1,300/mo
Today · 4.125%
HK$50,348
baseline
▲ 0.50% · 4.625%
HK$53,002
+HK$2,654/mo
Deposit HK$4.03M · loan HK$9.41M · min. income ≈ HK$100,696/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,205
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,922
−HK$1,745/mo
Today · 4.125%
HK$58,667
baseline
▲ 0.50% · 4.625%
HK$62,237
+HK$3,570/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$117,334/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,415
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,062
−HK$1,671/mo
Today · 4.125%
HK$64,733
baseline
▲ 0.50% · 4.625%
HK$68,145
+HK$3,412/mo
Deposit HK$1.34M · loan HK$12.10M · min. income ≈ HK$129,466/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,375 · Scale 2, in force from 26 Feb 2026)