LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,671
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,625
−HK$970/mo
Today · 4.125%
HK$32,595
baseline
▲ 0.50% · 4.625%
HK$34,578
+HK$1,983/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,190/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,122
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,037
−HK$928/mo
Today · 4.125%
HK$35,965
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,930/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,806
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,951
−HK$1,163/mo
Today · 4.125%
HK$39,114
baseline
▲ 0.50% · 4.625%
HK$41,494
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,228/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,946
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,044
−HK$1,114/mo
Today · 4.125%
HK$43,158
baseline
▲ 0.50% · 4.625%
HK$45,433
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,316/mo (50% DSR)
Upfront cash ≈ HK$5.88M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,276
−HK$1,357/mo
Today · 4.125%
HK$45,633
baseline
▲ 0.50% · 4.625%
HK$48,409
+HK$2,776/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,266/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,770
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,051
−HK$1,300/mo
Today · 4.125%
HK$50,351
baseline
▲ 0.50% · 4.625%
HK$53,005
+HK$2,654/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,702/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,926
−HK$1,745/mo
Today · 4.125%
HK$58,671
baseline
▲ 0.50% · 4.625%
HK$62,240
+HK$3,569/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,342/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,419
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,066
−HK$1,671/mo
Today · 4.125%
HK$64,737
baseline
▲ 0.50% · 4.625%
HK$68,150
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,474/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,407 · Scale 2, in force from 26 Feb 2026)