LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,673
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,627
−HK$969/mo
Today · 4.125%
HK$32,596
baseline
▲ 0.50% · 4.625%
HK$34,580
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,192/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,123
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,038
−HK$929/mo
Today · 4.125%
HK$35,967
baseline
▲ 0.50% · 4.625%
HK$37,863
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,934/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,807
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,952
−HK$1,164/mo
Today · 4.125%
HK$39,116
baseline
▲ 0.50% · 4.625%
HK$41,496
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,232/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,948
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,046
−HK$1,114/mo
Today · 4.125%
HK$43,160
baseline
▲ 0.50% · 4.625%
HK$45,435
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,320/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,942
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,278
−HK$1,357/mo
Today · 4.125%
HK$45,635
baseline
▲ 0.50% · 4.625%
HK$48,412
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,270/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,773
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,054
−HK$1,300/mo
Today · 4.125%
HK$50,354
baseline
▲ 0.50% · 4.625%
HK$53,008
+HK$2,654/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,708/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,211
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,929
−HK$1,744/mo
Today · 4.125%
HK$58,673
baseline
▲ 0.50% · 4.625%
HK$62,244
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,346/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,422
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,069
−HK$1,671/mo
Today · 4.125%
HK$64,740
baseline
▲ 0.50% · 4.625%
HK$68,153
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,480/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,432 · Scale 2, in force from 26 Feb 2026)