LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,673
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,628
−HK$969/mo
Today · 4.125%
HK$32,597
baseline
▲ 0.50% · 4.625%
HK$34,580
+HK$1,983/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,194/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,124
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,039
−HK$929/mo
Today · 4.125%
HK$35,968
baseline
▲ 0.50% · 4.625%
HK$37,863
+HK$1,895/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,936/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,808
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,953
−HK$1,163/mo
Today · 4.125%
HK$39,116
baseline
▲ 0.50% · 4.625%
HK$41,496
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,232/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,949
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,047
−HK$1,114/mo
Today · 4.125%
HK$43,161
baseline
▲ 0.50% · 4.625%
HK$45,436
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,322/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,357/mo
Today · 4.125%
HK$45,636
baseline
▲ 0.50% · 4.625%
HK$48,413
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,272/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,773
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,055
−HK$1,300/mo
Today · 4.125%
HK$50,355
baseline
▲ 0.50% · 4.625%
HK$53,009
+HK$2,654/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,710/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,212
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,930
−HK$1,745/mo
Today · 4.125%
HK$58,675
baseline
▲ 0.50% · 4.625%
HK$62,245
+HK$3,570/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,350/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,423
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,070
−HK$1,672/mo
Today · 4.125%
HK$64,742
baseline
▲ 0.50% · 4.625%
HK$68,154
+HK$3,412/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,484/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,442 · Scale 2, in force from 26 Feb 2026)