LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,674
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,629
−HK$969/mo
Today · 4.125%
HK$32,598
baseline
▲ 0.50% · 4.625%
HK$34,581
+HK$1,983/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,196/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,125
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,040
−HK$929/mo
Today · 4.125%
HK$35,969
baseline
▲ 0.50% · 4.625%
HK$37,865
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,938/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,809
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,954
−HK$1,164/mo
Today · 4.125%
HK$39,118
baseline
▲ 0.50% · 4.625%
HK$41,498
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,236/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,950
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,048
−HK$1,114/mo
Today · 4.125%
HK$43,162
baseline
▲ 0.50% · 4.625%
HK$45,437
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,324/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,944
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,280
−HK$1,357/mo
Today · 4.125%
HK$45,637
baseline
▲ 0.50% · 4.625%
HK$48,414
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,274/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,775
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,056
−HK$1,300/mo
Today · 4.125%
HK$50,356
baseline
▲ 0.50% · 4.625%
HK$53,010
+HK$2,654/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,712/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,214
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,931
−HK$1,745/mo
Today · 4.125%
HK$58,676
baseline
▲ 0.50% · 4.625%
HK$62,247
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,352/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,425
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,072
−HK$1,671/mo
Today · 4.125%
HK$64,743
baseline
▲ 0.50% · 4.625%
HK$68,156
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,486/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,456 · Scale 2, in force from 26 Feb 2026)