LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,676
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,630
−HK$969/mo
Today · 4.125%
HK$32,599
baseline
▲ 0.50% · 4.625%
HK$34,583
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,198/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,127
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,042
−HK$928/mo
Today · 4.125%
HK$35,970
baseline
▲ 0.50% · 4.625%
HK$37,866
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,940/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,811
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,956
−HK$1,163/mo
Today · 4.125%
HK$39,119
baseline
▲ 0.50% · 4.625%
HK$41,500
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,238/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,952
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,050
−HK$1,114/mo
Today · 4.125%
HK$43,164
baseline
▲ 0.50% · 4.625%
HK$45,440
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,328/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,946
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,282
−HK$1,357/mo
Today · 4.125%
HK$45,639
baseline
▲ 0.50% · 4.625%
HK$48,416
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,278/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,777
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,058
−HK$1,300/mo
Today · 4.125%
HK$50,358
baseline
▲ 0.50% · 4.625%
HK$53,013
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,716/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,216
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,934
−HK$1,745/mo
Today · 4.125%
HK$58,679
baseline
▲ 0.50% · 4.625%
HK$62,249
+HK$3,570/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,358/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,428
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,075
−HK$1,672/mo
Today · 4.125%
HK$64,747
baseline
▲ 0.50% · 4.625%
HK$68,159
+HK$3,412/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,494/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,480 · Scale 2, in force from 26 Feb 2026)