LTV · monthly repayment
▼ 0.50% · 3.625%
HK$306,762
−HK$19,237/mo
▼ 0.25% · 3.875%
HK$316,304
−HK$9,695/mo
Today · 4.125%
HK$325,999
baseline
▲ 0.50% · 4.625%
HK$345,835
+HK$19,836/mo
Deposit HK$67.26M · loan HK$67.26M · min. income ≈ HK$651,998/mo (50% DSR)
Upfront cash ≈ HK$76.01M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,270
−HK$18,437/mo
▼ 0.25% · 3.875%
HK$350,422
−HK$9,285/mo
Today · 4.125%
HK$359,707
baseline
▲ 0.50% · 4.625%
HK$378,668
+HK$18,961/mo
Deposit HK$67.26M · loan HK$67.26M · min. income ≈ HK$719,414/mo (50% DSR)
Upfront cash ≈ HK$76.01M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,114
−HK$23,084/mo
▼ 0.25% · 3.875%
HK$379,565
−HK$11,633/mo
Today · 4.125%
HK$391,198
baseline
▲ 0.50% · 4.625%
HK$415,002
+HK$23,804/mo
Deposit HK$53.81M · loan HK$80.72M · min. income ≈ HK$782,396/mo (50% DSR)
Upfront cash ≈ HK$62.56M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,524
−HK$22,125/mo
▼ 0.25% · 3.875%
HK$420,507
−HK$11,142/mo
Today · 4.125%
HK$431,649
baseline
▲ 0.50% · 4.625%
HK$454,402
+HK$22,753/mo
Deposit HK$53.81M · loan HK$80.72M · min. income ≈ HK$863,298/mo (50% DSR)
Upfront cash ≈ HK$62.56M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,467
−HK$26,931/mo
▼ 0.25% · 3.875%
HK$442,826
−HK$13,572/mo
Today · 4.125%
HK$456,398
baseline
▲ 0.50% · 4.625%
HK$484,169
+HK$27,771/mo
Deposit HK$40.36M · loan HK$94.17M · min. income ≈ HK$912,796/mo (50% DSR)
Upfront cash ≈ HK$49.10M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$477,778
−HK$25,812/mo
▼ 0.25% · 3.875%
HK$490,591
−HK$12,999/mo
Today · 4.125%
HK$503,590
baseline
▲ 0.50% · 4.625%
HK$530,135
+HK$26,545/mo
Deposit HK$40.36M · loan HK$94.17M · min. income ≈ HK$1,007,180/mo (50% DSR)
Upfront cash ≈ HK$49.10M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,172
−HK$34,626/mo
▼ 0.25% · 3.875%
HK$569,347
−HK$17,451/mo
Today · 4.125%
HK$586,798
baseline
▲ 0.50% · 4.625%
HK$622,503
+HK$35,705/mo
Deposit HK$13.45M · loan HK$121.08M · min. income ≈ HK$1,173,596/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$614,285
−HK$33,188/mo
▼ 0.25% · 3.875%
HK$630,760
−HK$16,713/mo
Today · 4.125%
HK$647,473
baseline
▲ 0.50% · 4.625%
HK$681,603
+HK$34,130/mo
Deposit HK$13.45M · loan HK$121.08M · min. income ≈ HK$1,294,946/mo (50% DSR)
Upfront cash ≈ HK$22.20M (deposit + AVD stamp duty HK$8,744,427 · Scale 2, in force from 26 Feb 2026)