LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,677
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,631
−HK$970/mo
Today · 4.125%
HK$32,601
baseline
▲ 0.50% · 4.625%
HK$34,584
+HK$1,983/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,202/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,128
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,043
−HK$929/mo
Today · 4.125%
HK$35,972
baseline
▲ 0.50% · 4.625%
HK$37,868
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,944/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,812
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,957
−HK$1,164/mo
Today · 4.125%
HK$39,121
baseline
▲ 0.50% · 4.625%
HK$41,501
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,242/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,953
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,052
−HK$1,114/mo
Today · 4.125%
HK$43,166
baseline
▲ 0.50% · 4.625%
HK$45,441
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,332/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,948
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,284
−HK$1,357/mo
Today · 4.125%
HK$45,641
baseline
▲ 0.50% · 4.625%
HK$48,418
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,282/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,779
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,060
−HK$1,300/mo
Today · 4.125%
HK$50,360
baseline
▲ 0.50% · 4.625%
HK$53,015
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,720/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,218
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,936
−HK$1,745/mo
Today · 4.125%
HK$58,681
baseline
▲ 0.50% · 4.625%
HK$62,252
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,362/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,430
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,077
−HK$1,672/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,162
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,497 · Scale 2, in force from 26 Feb 2026)