LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,678
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,632
−HK$970/mo
Today · 4.125%
HK$32,602
baseline
▲ 0.50% · 4.625%
HK$34,585
+HK$1,983/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,204/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,129
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,044
−HK$929/mo
Today · 4.125%
HK$35,973
baseline
▲ 0.50% · 4.625%
HK$37,869
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,946/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,814
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,959
−HK$1,163/mo
Today · 4.125%
HK$39,122
baseline
▲ 0.50% · 4.625%
HK$41,503
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,244/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,955
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,053
−HK$1,114/mo
Today · 4.125%
HK$43,167
baseline
▲ 0.50% · 4.625%
HK$45,443
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,334/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,949
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,285
−HK$1,357/mo
Today · 4.125%
HK$45,642
baseline
▲ 0.50% · 4.625%
HK$48,420
+HK$2,778/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,284/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,780
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,062
−HK$1,300/mo
Today · 4.125%
HK$50,362
baseline
▲ 0.50% · 4.625%
HK$53,017
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,724/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,220
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,938
−HK$1,745/mo
Today · 4.125%
HK$58,683
baseline
▲ 0.50% · 4.625%
HK$62,254
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,366/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,432
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,080
−HK$1,671/mo
Today · 4.125%
HK$64,751
baseline
▲ 0.50% · 4.625%
HK$68,164
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,502/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,515 · Scale 2, in force from 26 Feb 2026)