LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,679
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$970/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,587
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,130
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,045
−HK$929/mo
Today · 4.125%
HK$35,974
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,948/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,815
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$37,960
−HK$1,163/mo
Today · 4.125%
HK$39,123
baseline
▲ 0.50% · 4.625%
HK$41,504
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,246/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,956
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,054
−HK$1,115/mo
Today · 4.125%
HK$43,169
baseline
▲ 0.50% · 4.625%
HK$45,444
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,338/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,950
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,286
−HK$1,358/mo
Today · 4.125%
HK$45,644
baseline
▲ 0.50% · 4.625%
HK$48,421
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,288/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,782
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,063
−HK$1,300/mo
Today · 4.125%
HK$50,363
baseline
▲ 0.50% · 4.625%
HK$53,018
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,726/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,222
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,940
−HK$1,745/mo
Today · 4.125%
HK$58,685
baseline
▲ 0.50% · 4.625%
HK$62,256
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,370/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,434
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,082
−HK$1,671/mo
Today · 4.125%
HK$64,753
baseline
▲ 0.50% · 4.625%
HK$68,166
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,506/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,531 · Scale 2, in force from 26 Feb 2026)