LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,682
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,636
−HK$970/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,590
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$929/mo
Today · 4.125%
HK$35,977
baseline
▲ 0.50% · 4.625%
HK$37,873
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,954/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,818
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,963
−HK$1,164/mo
Today · 4.125%
HK$39,127
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,380/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,254/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,960
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$42,058
−HK$1,114/mo
Today · 4.125%
HK$43,172
baseline
▲ 0.50% · 4.625%
HK$45,448
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,344/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,954
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,290
−HK$1,358/mo
Today · 4.125%
HK$45,648
baseline
▲ 0.50% · 4.625%
HK$48,425
+HK$2,777/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,296/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,786
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,068
−HK$1,300/mo
Today · 4.125%
HK$50,368
baseline
▲ 0.50% · 4.625%
HK$53,023
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,736/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,227
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,945
−HK$1,745/mo
Today · 4.125%
HK$58,690
baseline
▲ 0.50% · 4.625%
HK$62,261
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,380/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,439
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,087
−HK$1,672/mo
Today · 4.125%
HK$64,759
baseline
▲ 0.50% · 4.625%
HK$68,172
+HK$3,413/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,518/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,575 · Scale 2, in force from 26 Feb 2026)