LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,683
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,638
−HK$969/mo
Today · 4.125%
HK$32,607
baseline
▲ 0.50% · 4.625%
HK$34,591
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,214/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,135
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,050
−HK$929/mo
Today · 4.125%
HK$35,979
baseline
▲ 0.50% · 4.625%
HK$37,875
+HK$1,896/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,958/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,820
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,965
−HK$1,164/mo
Today · 4.125%
HK$39,129
baseline
▲ 0.50% · 4.625%
HK$41,510
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,258/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,962
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,060
−HK$1,115/mo
Today · 4.125%
HK$43,175
baseline
▲ 0.50% · 4.625%
HK$45,450
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,350/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,956
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,293
−HK$1,357/mo
Today · 4.125%
HK$45,650
baseline
▲ 0.50% · 4.625%
HK$48,428
+HK$2,778/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,300/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,789
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,070
−HK$1,300/mo
Today · 4.125%
HK$50,370
baseline
▲ 0.50% · 4.625%
HK$53,025
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,740/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,230
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,948
−HK$1,745/mo
Today · 4.125%
HK$58,693
baseline
▲ 0.50% · 4.625%
HK$62,264
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,386/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,442
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,090
−HK$1,672/mo
Today · 4.125%
HK$64,762
baseline
▲ 0.50% · 4.625%
HK$68,176
+HK$3,414/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,524/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,600 · Scale 2, in force from 26 Feb 2026)