LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,684
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,639
−HK$970/mo
Today · 4.125%
HK$32,609
baseline
▲ 0.50% · 4.625%
HK$34,593
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,218/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,136
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,052
−HK$928/mo
Today · 4.125%
HK$35,980
baseline
▲ 0.50% · 4.625%
HK$37,877
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,960/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,821
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,967
−HK$1,163/mo
Today · 4.125%
HK$39,130
baseline
▲ 0.50% · 4.625%
HK$41,511
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,260/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,963
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,062
−HK$1,115/mo
Today · 4.125%
HK$43,177
baseline
▲ 0.50% · 4.625%
HK$45,452
+HK$2,275/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,354/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,958
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,295
−HK$1,357/mo
Today · 4.125%
HK$45,652
baseline
▲ 0.50% · 4.625%
HK$48,430
+HK$2,778/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,304/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,791
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,072
−HK$1,301/mo
Today · 4.125%
HK$50,373
baseline
▲ 0.50% · 4.625%
HK$53,028
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,746/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,232
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,950
−HK$1,746/mo
Today · 4.125%
HK$58,696
baseline
▲ 0.50% · 4.625%
HK$62,267
+HK$3,571/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,392/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,445
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,093
−HK$1,672/mo
Today · 4.125%
HK$64,765
baseline
▲ 0.50% · 4.625%
HK$68,179
+HK$3,414/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,530/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,623 · Scale 2, in force from 26 Feb 2026)