LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,687
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,641
−HK$970/mo
Today · 4.125%
HK$32,611
baseline
▲ 0.50% · 4.625%
HK$34,595
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,222/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,139
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,054
−HK$929/mo
Today · 4.125%
HK$35,983
baseline
▲ 0.50% · 4.625%
HK$37,880
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,966/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,824
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,969
−HK$1,164/mo
Today · 4.125%
HK$39,133
baseline
▲ 0.50% · 4.625%
HK$41,514
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$78,266/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,966
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,065
−HK$1,115/mo
Today · 4.125%
HK$43,180
baseline
▲ 0.50% · 4.625%
HK$45,456
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.07M · min. income ≈ HK$86,360/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,961
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,298
−HK$1,357/mo
Today · 4.125%
HK$45,655
baseline
▲ 0.50% · 4.625%
HK$48,433
+HK$2,778/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,310/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,794
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,076
−HK$1,300/mo
Today · 4.125%
HK$50,376
baseline
▲ 0.50% · 4.625%
HK$53,032
+HK$2,656/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,752/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,236
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,954
−HK$1,746/mo
Today · 4.125%
HK$58,700
baseline
▲ 0.50% · 4.625%
HK$62,272
+HK$3,572/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,400/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,449
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,098
−HK$1,671/mo
Today · 4.125%
HK$64,769
baseline
▲ 0.50% · 4.625%
HK$68,183
+HK$3,414/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,538/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,659 · Scale 2, in force from 26 Feb 2026)