LTV · monthly repayment
▼ 0.50% · 3.625%
HK$306,881
−HK$19,244/mo
▼ 0.25% · 3.875%
HK$316,427
−HK$9,698/mo
Today · 4.125%
HK$326,125
baseline
▲ 0.50% · 4.625%
HK$345,969
+HK$19,844/mo
Deposit HK$67.29M · loan HK$67.29M · min. income ≈ HK$652,250/mo (50% DSR)
Upfront cash ≈ HK$76.04M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,402
−HK$18,445/mo
▼ 0.25% · 3.875%
HK$350,558
−HK$9,289/mo
Today · 4.125%
HK$359,847
baseline
▲ 0.50% · 4.625%
HK$378,815
+HK$18,968/mo
Deposit HK$67.29M · loan HK$67.29M · min. income ≈ HK$719,694/mo (50% DSR)
Upfront cash ≈ HK$76.04M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,257
−HK$23,093/mo
▼ 0.25% · 3.875%
HK$379,712
−HK$11,638/mo
Today · 4.125%
HK$391,350
baseline
▲ 0.50% · 4.625%
HK$415,163
+HK$23,813/mo
Deposit HK$53.83M · loan HK$80.75M · min. income ≈ HK$782,700/mo (50% DSR)
Upfront cash ≈ HK$62.58M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$409,683
−HK$22,133/mo
▼ 0.25% · 3.875%
HK$420,670
−HK$11,146/mo
Today · 4.125%
HK$431,816
baseline
▲ 0.50% · 4.625%
HK$454,578
+HK$22,762/mo
Deposit HK$53.83M · loan HK$80.75M · min. income ≈ HK$863,632/mo (50% DSR)
Upfront cash ≈ HK$62.58M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,634
−HK$26,941/mo
▼ 0.25% · 3.875%
HK$442,998
−HK$13,577/mo
Today · 4.125%
HK$456,575
baseline
▲ 0.50% · 4.625%
HK$484,357
+HK$27,782/mo
Deposit HK$40.37M · loan HK$94.21M · min. income ≈ HK$913,150/mo (50% DSR)
Upfront cash ≈ HK$49.12M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$477,963
−HK$25,823/mo
▼ 0.25% · 3.875%
HK$490,782
−HK$13,004/mo
Today · 4.125%
HK$503,786
baseline
▲ 0.50% · 4.625%
HK$530,341
+HK$26,555/mo
Deposit HK$40.37M · loan HK$94.21M · min. income ≈ HK$1,007,572/mo (50% DSR)
Upfront cash ≈ HK$49.12M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,386
−HK$34,639/mo
▼ 0.25% · 3.875%
HK$569,568
−HK$17,457/mo
Today · 4.125%
HK$587,025
baseline
▲ 0.50% · 4.625%
HK$622,745
+HK$35,720/mo
Deposit HK$13.46M · loan HK$121.12M · min. income ≈ HK$1,174,050/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$614,524
−HK$33,201/mo
▼ 0.25% · 3.875%
HK$631,005
−HK$16,720/mo
Today · 4.125%
HK$647,725
baseline
▲ 0.50% · 4.625%
HK$681,867
+HK$34,142/mo
Deposit HK$13.46M · loan HK$121.12M · min. income ≈ HK$1,295,450/mo (50% DSR)
Upfront cash ≈ HK$22.21M (deposit + AVD stamp duty HK$8,747,819 · Scale 2, in force from 26 Feb 2026)