LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,689
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,643
−HK$970/mo
Today · 4.125%
HK$32,613
baseline
▲ 0.50% · 4.625%
HK$34,597
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,226/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,141
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,056
−HK$929/mo
Today · 4.125%
HK$35,985
baseline
▲ 0.50% · 4.625%
HK$37,882
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,970/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,826
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,972
−HK$1,164/mo
Today · 4.125%
HK$39,136
baseline
▲ 0.50% · 4.625%
HK$41,517
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$78,272/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,969
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$42,068
−HK$1,114/mo
Today · 4.125%
HK$43,182
baseline
▲ 0.50% · 4.625%
HK$45,458
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$86,364/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,964
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,300
−HK$1,358/mo
Today · 4.125%
HK$45,658
baseline
▲ 0.50% · 4.625%
HK$48,436
+HK$2,778/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,316/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,797
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,079
−HK$1,300/mo
Today · 4.125%
HK$50,379
baseline
▲ 0.50% · 4.625%
HK$53,035
+HK$2,656/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,758/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,239
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,958
−HK$1,745/mo
Today · 4.125%
HK$58,703
baseline
▲ 0.50% · 4.625%
HK$62,275
+HK$3,572/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,406/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,453
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,101
−HK$1,672/mo
Today · 4.125%
HK$64,773
baseline
▲ 0.50% · 4.625%
HK$68,188
+HK$3,415/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,546/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,689 · Scale 2, in force from 26 Feb 2026)