LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,689
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$970/mo
Today · 4.125%
HK$32,614
baseline
▲ 0.50% · 4.625%
HK$34,598
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,228/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,142
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,057
−HK$929/mo
Today · 4.125%
HK$35,986
baseline
▲ 0.50% · 4.625%
HK$37,883
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,972/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,827
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,973
−HK$1,164/mo
Today · 4.125%
HK$39,137
baseline
▲ 0.50% · 4.625%
HK$41,518
+HK$2,381/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$78,274/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,970
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,069
−HK$1,115/mo
Today · 4.125%
HK$43,184
baseline
▲ 0.50% · 4.625%
HK$45,460
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$86,368/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,965
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,302
−HK$1,358/mo
Today · 4.125%
HK$45,660
baseline
▲ 0.50% · 4.625%
HK$48,438
+HK$2,778/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,320/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,798
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,080
−HK$1,301/mo
Today · 4.125%
HK$50,381
baseline
▲ 0.50% · 4.625%
HK$53,036
+HK$2,655/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,762/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,241
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,959
−HK$1,746/mo
Today · 4.125%
HK$58,705
baseline
▲ 0.50% · 4.625%
HK$62,277
+HK$3,572/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,410/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,455
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,103
−HK$1,672/mo
Today · 4.125%
HK$64,775
baseline
▲ 0.50% · 4.625%
HK$68,190
+HK$3,415/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,550/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,705 · Scale 2, in force from 26 Feb 2026)