LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,695
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,650
−HK$970/mo
Today · 4.125%
HK$32,620
baseline
▲ 0.50% · 4.625%
HK$34,604
+HK$1,984/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,240/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,148
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,063
−HK$929/mo
Today · 4.125%
HK$35,992
baseline
▲ 0.50% · 4.625%
HK$37,890
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,984/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,834
−HK$2,309/mo
▼ 0.25% · 3.875%
HK$37,979
−HK$1,164/mo
Today · 4.125%
HK$39,143
baseline
▲ 0.50% · 4.625%
HK$41,525
+HK$2,382/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$78,286/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,977
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,076
−HK$1,115/mo
Today · 4.125%
HK$43,191
baseline
▲ 0.50% · 4.625%
HK$45,468
+HK$2,277/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$86,382/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,973
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,309
−HK$1,358/mo
Today · 4.125%
HK$45,667
baseline
▲ 0.50% · 4.625%
HK$48,446
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,334/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,807
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,089
−HK$1,300/mo
Today · 4.125%
HK$50,389
baseline
▲ 0.50% · 4.625%
HK$53,046
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,778/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,251
−HK$3,464/mo
▼ 0.25% · 3.875%
HK$56,969
−HK$1,746/mo
Today · 4.125%
HK$58,715
baseline
▲ 0.50% · 4.625%
HK$62,288
+HK$3,573/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$117,430/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,466
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,114
−HK$1,672/mo
Today · 4.125%
HK$64,786
baseline
▲ 0.50% · 4.625%
HK$68,201
+HK$3,415/mo
Deposit HK$1.35M · loan HK$12.11M · min. income ≈ HK$129,572/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,791 · Scale 2, in force from 26 Feb 2026)