LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,697
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,651
−HK$970/mo
Today · 4.125%
HK$32,621
baseline
▲ 0.50% · 4.625%
HK$34,606
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,242/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,150
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,065
−HK$930/mo
Today · 4.125%
HK$35,995
baseline
▲ 0.50% · 4.625%
HK$37,892
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,990/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,836
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,982
−HK$1,164/mo
Today · 4.125%
HK$39,146
baseline
▲ 0.50% · 4.625%
HK$41,528
+HK$2,382/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$78,292/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,980
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,079
−HK$1,115/mo
Today · 4.125%
HK$43,194
baseline
▲ 0.50% · 4.625%
HK$45,470
+HK$2,276/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$86,388/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,975
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,312
−HK$1,358/mo
Today · 4.125%
HK$45,670
baseline
▲ 0.50% · 4.625%
HK$48,449
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,340/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,809
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,092
−HK$1,300/mo
Today · 4.125%
HK$50,392
baseline
▲ 0.50% · 4.625%
HK$53,049
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,784/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,254
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,972
−HK$1,747/mo
Today · 4.125%
HK$58,719
baseline
▲ 0.50% · 4.625%
HK$62,292
+HK$3,573/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,438/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,469
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,118
−HK$1,672/mo
Today · 4.125%
HK$64,790
baseline
▲ 0.50% · 4.625%
HK$68,205
+HK$3,415/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,580/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,821 · Scale 2, in force from 26 Feb 2026)