LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,698
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$970/mo
Today · 4.125%
HK$32,623
baseline
▲ 0.50% · 4.625%
HK$34,608
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,246/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$929/mo
Today · 4.125%
HK$35,996
baseline
▲ 0.50% · 4.625%
HK$37,893
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,992/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,837
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,983
−HK$1,164/mo
Today · 4.125%
HK$39,147
baseline
▲ 0.50% · 4.625%
HK$41,529
+HK$2,382/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$78,294/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,981
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,080
−HK$1,115/mo
Today · 4.125%
HK$43,195
baseline
▲ 0.50% · 4.625%
HK$45,472
+HK$2,277/mo
Deposit HK$5.38M · loan HK$8.08M · min. income ≈ HK$86,390/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,977
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,314
−HK$1,358/mo
Today · 4.125%
HK$45,672
baseline
▲ 0.50% · 4.625%
HK$48,451
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,344/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,811
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,094
−HK$1,300/mo
Today · 4.125%
HK$50,394
baseline
▲ 0.50% · 4.625%
HK$53,051
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,788/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,975
−HK$1,746/mo
Today · 4.125%
HK$58,721
baseline
▲ 0.50% · 4.625%
HK$62,294
+HK$3,573/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,442/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,472
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,120
−HK$1,673/mo
Today · 4.125%
HK$64,793
baseline
▲ 0.50% · 4.625%
HK$68,208
+HK$3,415/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,586/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,841 · Scale 2, in force from 26 Feb 2026)