LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,698
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,653
−HK$970/mo
Today · 4.125%
HK$32,623
baseline
▲ 0.50% · 4.625%
HK$34,608
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,246/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,151
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,067
−HK$930/mo
Today · 4.125%
HK$35,997
baseline
▲ 0.50% · 4.625%
HK$37,894
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,994/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,838
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,984
−HK$1,164/mo
Today · 4.125%
HK$39,148
baseline
▲ 0.50% · 4.625%
HK$41,530
+HK$2,382/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,296/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,982
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,081
−HK$1,115/mo
Today · 4.125%
HK$43,196
baseline
▲ 0.50% · 4.625%
HK$45,473
+HK$2,277/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,392/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,977
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,314
−HK$1,359/mo
Today · 4.125%
HK$45,673
baseline
▲ 0.50% · 4.625%
HK$48,452
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,346/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,812
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,094
−HK$1,301/mo
Today · 4.125%
HK$50,395
baseline
▲ 0.50% · 4.625%
HK$53,051
+HK$2,656/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,790/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,257
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,976
−HK$1,746/mo
Today · 4.125%
HK$58,722
baseline
▲ 0.50% · 4.625%
HK$62,295
+HK$3,573/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,444/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,473
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,121
−HK$1,673/mo
Today · 4.125%
HK$64,794
baseline
▲ 0.50% · 4.625%
HK$68,209
+HK$3,415/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,588/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,848 · Scale 2, in force from 26 Feb 2026)