LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,700
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,655
−HK$970/mo
Today · 4.125%
HK$32,625
baseline
▲ 0.50% · 4.625%
HK$34,610
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,250/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,153
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,069
−HK$929/mo
Today · 4.125%
HK$35,998
baseline
▲ 0.50% · 4.625%
HK$37,896
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$71,996/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,840
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,986
−HK$1,164/mo
Today · 4.125%
HK$39,150
baseline
▲ 0.50% · 4.625%
HK$41,532
+HK$2,382/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,300/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,984
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,083
−HK$1,115/mo
Today · 4.125%
HK$43,198
baseline
▲ 0.50% · 4.625%
HK$45,475
+HK$2,277/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,396/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,980
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,317
−HK$1,358/mo
Today · 4.125%
HK$45,675
baseline
▲ 0.50% · 4.625%
HK$48,454
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,350/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,815
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,097
−HK$1,301/mo
Today · 4.125%
HK$50,398
baseline
▲ 0.50% · 4.625%
HK$53,054
+HK$2,656/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,796/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,260
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,979
−HK$1,746/mo
Today · 4.125%
HK$58,725
baseline
▲ 0.50% · 4.625%
HK$62,298
+HK$3,573/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,450/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,476
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,125
−HK$1,672/mo
Today · 4.125%
HK$64,797
baseline
▲ 0.50% · 4.625%
HK$68,213
+HK$3,416/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,594/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,876 · Scale 2, in force from 26 Feb 2026)