LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,701
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,656
−HK$970/mo
Today · 4.125%
HK$32,626
baseline
▲ 0.50% · 4.625%
HK$34,612
+HK$1,986/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,252/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,155
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,071
−HK$929/mo
Today · 4.125%
HK$36,000
baseline
▲ 0.50% · 4.625%
HK$37,898
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,000/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,841
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,987
−HK$1,165/mo
Today · 4.125%
HK$39,152
baseline
▲ 0.50% · 4.625%
HK$41,534
+HK$2,382/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,304/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,986
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,085
−HK$1,115/mo
Today · 4.125%
HK$43,200
baseline
▲ 0.50% · 4.625%
HK$45,477
+HK$2,277/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,400/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,982
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,319
−HK$1,358/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,456
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,817
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,099
−HK$1,301/mo
Today · 4.125%
HK$50,400
baseline
▲ 0.50% · 4.625%
HK$53,057
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.42M · min. income ≈ HK$100,800/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,262
−HK$3,465/mo
▼ 0.25% · 3.875%
HK$56,981
−HK$1,746/mo
Today · 4.125%
HK$58,727
baseline
▲ 0.50% · 4.625%
HK$62,301
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,454/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,479
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,127
−HK$1,673/mo
Today · 4.125%
HK$64,800
baseline
▲ 0.50% · 4.625%
HK$68,216
+HK$3,416/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,600/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,897 · Scale 2, in force from 26 Feb 2026)