LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,703
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,658
−HK$971/mo
Today · 4.125%
HK$32,629
baseline
▲ 0.50% · 4.625%
HK$34,614
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,258/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,157
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,073
−HK$930/mo
Today · 4.125%
HK$36,003
baseline
▲ 0.50% · 4.625%
HK$37,900
+HK$1,897/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,006/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,844
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,990
−HK$1,164/mo
Today · 4.125%
HK$39,154
baseline
▲ 0.50% · 4.625%
HK$41,537
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,308/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,989
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,088
−HK$1,115/mo
Today · 4.125%
HK$43,203
baseline
▲ 0.50% · 4.625%
HK$45,480
+HK$2,277/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,406/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,985
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,322
−HK$1,358/mo
Today · 4.125%
HK$45,680
baseline
▲ 0.50% · 4.625%
HK$48,460
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,360/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,820
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,102
−HK$1,302/mo
Today · 4.125%
HK$50,404
baseline
▲ 0.50% · 4.625%
HK$53,060
+HK$2,656/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,808/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,266
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,985
−HK$1,747/mo
Today · 4.125%
HK$58,732
baseline
▲ 0.50% · 4.625%
HK$62,305
+HK$3,573/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,464/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,483
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,132
−HK$1,673/mo
Today · 4.125%
HK$64,805
baseline
▲ 0.50% · 4.625%
HK$68,221
+HK$3,416/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,610/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,932 · Scale 2, in force from 26 Feb 2026)