LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,706
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,661
−HK$970/mo
Today · 4.125%
HK$32,631
baseline
▲ 0.50% · 4.625%
HK$34,617
+HK$1,986/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,262/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,160
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,076
−HK$929/mo
Today · 4.125%
HK$36,005
baseline
▲ 0.50% · 4.625%
HK$37,903
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,010/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,847
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,993
−HK$1,164/mo
Today · 4.125%
HK$39,157
baseline
▲ 0.50% · 4.625%
HK$41,540
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,314/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,992
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,091
−HK$1,115/mo
Today · 4.125%
HK$43,206
baseline
▲ 0.50% · 4.625%
HK$45,484
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,412/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,988
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,325
−HK$1,359/mo
Today · 4.125%
HK$45,684
baseline
▲ 0.50% · 4.625%
HK$48,463
+HK$2,779/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,368/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,824
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,106
−HK$1,301/mo
Today · 4.125%
HK$50,407
baseline
▲ 0.50% · 4.625%
HK$53,064
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,814/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,270
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,989
−HK$1,747/mo
Today · 4.125%
HK$58,736
baseline
▲ 0.50% · 4.625%
HK$62,310
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,472/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,488
−HK$3,321/mo
▼ 0.25% · 3.875%
HK$63,137
−HK$1,672/mo
Today · 4.125%
HK$64,809
baseline
▲ 0.50% · 4.625%
HK$68,226
+HK$3,417/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,618/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,971 · Scale 2, in force from 26 Feb 2026)