LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,707
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,662
−HK$971/mo
Today · 4.125%
HK$32,633
baseline
▲ 0.50% · 4.625%
HK$34,618
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,266/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,161
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,078
−HK$929/mo
Today · 4.125%
HK$36,007
baseline
▲ 0.50% · 4.625%
HK$37,905
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,014/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,849
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,995
−HK$1,164/mo
Today · 4.125%
HK$39,159
baseline
▲ 0.50% · 4.625%
HK$41,542
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,318/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,994
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,093
−HK$1,116/mo
Today · 4.125%
HK$43,209
baseline
▲ 0.50% · 4.625%
HK$45,486
+HK$2,277/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,418/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,990
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,327
−HK$1,359/mo
Today · 4.125%
HK$45,686
baseline
▲ 0.50% · 4.625%
HK$48,466
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,372/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,826
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,109
−HK$1,301/mo
Today · 4.125%
HK$50,410
baseline
▲ 0.50% · 4.625%
HK$53,067
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,820/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,273
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,992
−HK$1,747/mo
Today · 4.125%
HK$58,739
baseline
▲ 0.50% · 4.625%
HK$62,313
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,478/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,491
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,140
−HK$1,673/mo
Today · 4.125%
HK$64,813
baseline
▲ 0.50% · 4.625%
HK$68,229
+HK$3,416/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,626/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$504,997 · Scale 2, in force from 26 Feb 2026)