LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,708
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,663
−HK$971/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,619
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,162
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$929/mo
Today · 4.125%
HK$36,008
baseline
▲ 0.50% · 4.625%
HK$37,906
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,016/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,850
−HK$2,310/mo
▼ 0.25% · 3.875%
HK$37,996
−HK$1,164/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,543
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,995
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,094
−HK$1,116/mo
Today · 4.125%
HK$43,210
baseline
▲ 0.50% · 4.625%
HK$45,487
+HK$2,277/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,420/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,991
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,358/mo
Today · 4.125%
HK$45,687
baseline
▲ 0.50% · 4.625%
HK$48,467
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,374/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,827
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,110
−HK$1,301/mo
Today · 4.125%
HK$50,411
baseline
▲ 0.50% · 4.625%
HK$53,069
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,822/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,275
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,994
−HK$1,747/mo
Today · 4.125%
HK$58,741
baseline
▲ 0.50% · 4.625%
HK$62,315
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,482/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,492
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,142
−HK$1,673/mo
Today · 4.125%
HK$64,815
baseline
▲ 0.50% · 4.625%
HK$68,231
+HK$3,416/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,630/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,011 · Scale 2, in force from 26 Feb 2026)