LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,709
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,664
−HK$970/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,620
+HK$1,986/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,163
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,079
−HK$930/mo
Today · 4.125%
HK$36,009
baseline
▲ 0.50% · 4.625%
HK$37,907
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,018/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,850
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,996
−HK$1,165/mo
Today · 4.125%
HK$39,161
baseline
▲ 0.50% · 4.625%
HK$41,544
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,322/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,996
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,095
−HK$1,115/mo
Today · 4.125%
HK$43,210
baseline
▲ 0.50% · 4.625%
HK$45,488
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,420/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,992
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,329
−HK$1,359/mo
Today · 4.125%
HK$45,688
baseline
▲ 0.50% · 4.625%
HK$48,468
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,376/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,828
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,111
−HK$1,301/mo
Today · 4.125%
HK$50,412
baseline
▲ 0.50% · 4.625%
HK$53,069
+HK$2,657/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,824/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,275
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$56,995
−HK$1,747/mo
Today · 4.125%
HK$58,742
baseline
▲ 0.50% · 4.625%
HK$62,316
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,484/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,493
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,142
−HK$1,674/mo
Today · 4.125%
HK$64,816
baseline
▲ 0.50% · 4.625%
HK$68,232
+HK$3,416/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,632/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,018 · Scale 2, in force from 26 Feb 2026)