LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,709
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,665
−HK$970/mo
Today · 4.125%
HK$32,635
baseline
▲ 0.50% · 4.625%
HK$34,621
+HK$1,986/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,270/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,164
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,080
−HK$930/mo
Today · 4.125%
HK$36,010
baseline
▲ 0.50% · 4.625%
HK$37,908
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,020/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,851
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,997
−HK$1,165/mo
Today · 4.125%
HK$39,162
baseline
▲ 0.50% · 4.625%
HK$41,545
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,324/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,997
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$42,096
−HK$1,115/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,489
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,993
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,330
−HK$1,359/mo
Today · 4.125%
HK$45,689
baseline
▲ 0.50% · 4.625%
HK$48,469
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,378/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,829
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,112
−HK$1,301/mo
Today · 4.125%
HK$50,413
baseline
▲ 0.50% · 4.625%
HK$53,071
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,826/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,277
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,996
−HK$1,747/mo
Today · 4.125%
HK$58,743
baseline
▲ 0.50% · 4.625%
HK$62,317
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,486/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,495
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,144
−HK$1,673/mo
Today · 4.125%
HK$64,817
baseline
▲ 0.50% · 4.625%
HK$68,234
+HK$3,417/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,634/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,031 · Scale 2, in force from 26 Feb 2026)