LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,710
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,665
−HK$971/mo
Today · 4.125%
HK$32,636
baseline
▲ 0.50% · 4.625%
HK$34,621
+HK$1,985/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,272/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,164
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,081
−HK$929/mo
Today · 4.125%
HK$36,010
baseline
▲ 0.50% · 4.625%
HK$37,908
+HK$1,898/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,020/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,852
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$37,998
−HK$1,165/mo
Today · 4.125%
HK$39,163
baseline
▲ 0.50% · 4.625%
HK$41,546
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,326/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,997
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,097
−HK$1,115/mo
Today · 4.125%
HK$43,212
baseline
▲ 0.50% · 4.625%
HK$45,490
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,424/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,994
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,331
−HK$1,359/mo
Today · 4.125%
HK$45,690
baseline
▲ 0.50% · 4.625%
HK$48,470
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,380/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,830
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,113
−HK$1,301/mo
Today · 4.125%
HK$50,414
baseline
▲ 0.50% · 4.625%
HK$53,072
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,828/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,278
−HK$3,466/mo
▼ 0.25% · 3.875%
HK$56,997
−HK$1,747/mo
Today · 4.125%
HK$58,744
baseline
▲ 0.50% · 4.625%
HK$62,318
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,488/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,496
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,145
−HK$1,673/mo
Today · 4.125%
HK$64,818
baseline
▲ 0.50% · 4.625%
HK$68,235
+HK$3,417/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,636/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,038 · Scale 2, in force from 26 Feb 2026)