LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,712
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,667
−HK$971/mo
Today · 4.125%
HK$32,638
baseline
▲ 0.50% · 4.625%
HK$34,624
+HK$1,986/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$65,276/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,166
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,083
−HK$929/mo
Today · 4.125%
HK$36,012
baseline
▲ 0.50% · 4.625%
HK$37,911
+HK$1,899/mo
Deposit HK$6.73M · loan HK$6.73M · min. income ≈ HK$72,024/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,854
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,000
−HK$1,165/mo
Today · 4.125%
HK$39,165
baseline
▲ 0.50% · 4.625%
HK$41,548
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,330/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,000
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,099
−HK$1,116/mo
Today · 4.125%
HK$43,215
baseline
▲ 0.50% · 4.625%
HK$45,493
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,430/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,996
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,334
−HK$1,359/mo
Today · 4.125%
HK$45,693
baseline
▲ 0.50% · 4.625%
HK$48,473
+HK$2,780/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,386/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,833
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,116
−HK$1,301/mo
Today · 4.125%
HK$50,417
baseline
▲ 0.50% · 4.625%
HK$53,075
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,834/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,281
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,001
−HK$1,747/mo
Today · 4.125%
HK$58,748
baseline
▲ 0.50% · 4.625%
HK$62,322
+HK$3,574/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,496/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,500
−HK$3,322/mo
▼ 0.25% · 3.875%
HK$63,149
−HK$1,673/mo
Today · 4.125%
HK$64,822
baseline
▲ 0.50% · 4.625%
HK$68,239
+HK$3,417/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,644/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,070 · Scale 2, in force from 26 Feb 2026)