LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,717
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,673
−HK$971/mo
Today · 4.125%
HK$32,644
baseline
▲ 0.50% · 4.625%
HK$34,630
+HK$1,986/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,288/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,173
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,089
−HK$930/mo
Today · 4.125%
HK$36,019
baseline
▲ 0.50% · 4.625%
HK$37,918
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,038/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,861
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,165/mo
Today · 4.125%
HK$39,172
baseline
▲ 0.50% · 4.625%
HK$41,556
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,344/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,007
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,107
−HK$1,116/mo
Today · 4.125%
HK$43,223
baseline
▲ 0.50% · 4.625%
HK$45,501
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,446/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,004
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,342
−HK$1,359/mo
Today · 4.125%
HK$45,701
baseline
▲ 0.50% · 4.625%
HK$48,482
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,402/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,842
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,125
−HK$1,302/mo
Today · 4.125%
HK$50,427
baseline
▲ 0.50% · 4.625%
HK$53,085
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,854/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,291
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,011
−HK$1,747/mo
Today · 4.125%
HK$58,758
baseline
▲ 0.50% · 4.625%
HK$62,334
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,516/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,511
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,161
−HK$1,673/mo
Today · 4.125%
HK$64,834
baseline
▲ 0.50% · 4.625%
HK$68,252
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,668/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,163 · Scale 2, in force from 26 Feb 2026)