LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,718
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,673
−HK$971/mo
Today · 4.125%
HK$32,644
baseline
▲ 0.50% · 4.625%
HK$34,630
+HK$1,986/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,288/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,173
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,090
−HK$930/mo
Today · 4.125%
HK$36,020
baseline
▲ 0.50% · 4.625%
HK$37,918
+HK$1,898/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,040/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,861
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,008
−HK$1,165/mo
Today · 4.125%
HK$39,173
baseline
▲ 0.50% · 4.625%
HK$41,556
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,346/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,008
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,108
−HK$1,115/mo
Today · 4.125%
HK$43,223
baseline
▲ 0.50% · 4.625%
HK$45,502
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,446/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,005
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,343
−HK$1,359/mo
Today · 4.125%
HK$45,702
baseline
▲ 0.50% · 4.625%
HK$48,483
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,404/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,843
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,126
−HK$1,301/mo
Today · 4.125%
HK$50,427
baseline
▲ 0.50% · 4.625%
HK$53,085
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,854/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,292
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,012
−HK$1,747/mo
Today · 4.125%
HK$58,759
baseline
▲ 0.50% · 4.625%
HK$62,335
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,518/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,512
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,162
−HK$1,673/mo
Today · 4.125%
HK$64,835
baseline
▲ 0.50% · 4.625%
HK$68,253
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,670/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,170 · Scale 2, in force from 26 Feb 2026)