LTV · monthly repayment
▼ 0.50% · 3.625%
HK$307,180
−HK$19,263/mo
▼ 0.25% · 3.875%
HK$316,735
−HK$9,708/mo
Today · 4.125%
HK$326,443
baseline
▲ 0.50% · 4.625%
HK$346,307
+HK$19,864/mo
Deposit HK$67.36M · loan HK$67.36M · min. income ≈ HK$652,886/mo (50% DSR)
Upfront cash ≈ HK$76.11M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,735
−HK$18,463/mo
▼ 0.25% · 3.875%
HK$350,900
−HK$9,298/mo
Today · 4.125%
HK$360,198
baseline
▲ 0.50% · 4.625%
HK$379,184
+HK$18,986/mo
Deposit HK$67.36M · loan HK$67.36M · min. income ≈ HK$720,396/mo (50% DSR)
Upfront cash ≈ HK$76.11M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$368,616
−HK$23,116/mo
▼ 0.25% · 3.875%
HK$380,082
−HK$11,650/mo
Today · 4.125%
HK$391,732
baseline
▲ 0.50% · 4.625%
HK$415,568
+HK$23,836/mo
Deposit HK$53.89M · loan HK$80.83M · min. income ≈ HK$783,464/mo (50% DSR)
Upfront cash ≈ HK$62.64M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,082
−HK$22,156/mo
▼ 0.25% · 3.875%
HK$421,080
−HK$11,158/mo
Today · 4.125%
HK$432,238
baseline
▲ 0.50% · 4.625%
HK$455,021
+HK$22,783/mo
Deposit HK$53.89M · loan HK$80.83M · min. income ≈ HK$864,476/mo (50% DSR)
Upfront cash ≈ HK$62.64M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$430,052
−HK$26,969/mo
▼ 0.25% · 3.875%
HK$443,430
−HK$13,591/mo
Today · 4.125%
HK$457,021
baseline
▲ 0.50% · 4.625%
HK$484,829
+HK$27,808/mo
Deposit HK$40.41M · loan HK$94.30M · min. income ≈ HK$914,042/mo (50% DSR)
Upfront cash ≈ HK$49.17M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$478,429
−HK$25,848/mo
▼ 0.25% · 3.875%
HK$491,260
−HK$13,017/mo
Today · 4.125%
HK$504,277
baseline
▲ 0.50% · 4.625%
HK$530,858
+HK$26,581/mo
Deposit HK$40.41M · loan HK$94.30M · min. income ≈ HK$1,008,554/mo (50% DSR)
Upfront cash ≈ HK$49.17M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,925
−HK$34,673/mo
▼ 0.25% · 3.875%
HK$570,124
−HK$17,474/mo
Today · 4.125%
HK$587,598
baseline
▲ 0.50% · 4.625%
HK$623,352
+HK$35,754/mo
Deposit HK$13.47M · loan HK$121.24M · min. income ≈ HK$1,175,196/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$615,123
−HK$33,233/mo
▼ 0.25% · 3.875%
HK$631,620
−HK$16,736/mo
Today · 4.125%
HK$648,356
baseline
▲ 0.50% · 4.625%
HK$682,532
+HK$34,176/mo
Deposit HK$13.47M · loan HK$121.24M · min. income ≈ HK$1,296,712/mo (50% DSR)
Upfront cash ≈ HK$22.23M (deposit + AVD stamp duty HK$8,756,350 · Scale 2, in force from 26 Feb 2026)