LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,719
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,674
−HK$971/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,632
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,174
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,091
−HK$930/mo
Today · 4.125%
HK$36,021
baseline
▲ 0.50% · 4.625%
HK$37,919
+HK$1,898/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,042/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,863
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$38,009
−HK$1,165/mo
Today · 4.125%
HK$39,174
baseline
▲ 0.50% · 4.625%
HK$41,558
+HK$2,384/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,348/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,009
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,109
−HK$1,116/mo
Today · 4.125%
HK$43,225
baseline
▲ 0.50% · 4.625%
HK$45,503
+HK$2,278/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,450/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,006
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,344
−HK$1,359/mo
Today · 4.125%
HK$45,703
baseline
▲ 0.50% · 4.625%
HK$48,484
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,406/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,844
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,127
−HK$1,302/mo
Today · 4.125%
HK$50,429
baseline
▲ 0.50% · 4.625%
HK$53,087
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,858/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,294
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,014
−HK$1,747/mo
Today · 4.125%
HK$58,761
baseline
▲ 0.50% · 4.625%
HK$62,337
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,522/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,514
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,164
−HK$1,673/mo
Today · 4.125%
HK$64,837
baseline
▲ 0.50% · 4.625%
HK$68,255
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,674/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,188 · Scale 2, in force from 26 Feb 2026)