LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,719
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,675
−HK$971/mo
Today · 4.125%
HK$32,646
baseline
▲ 0.50% · 4.625%
HK$34,632
+HK$1,986/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,292/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,175
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,091
−HK$930/mo
Today · 4.125%
HK$36,021
baseline
▲ 0.50% · 4.625%
HK$37,920
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,042/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,863
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,010
−HK$1,165/mo
Today · 4.125%
HK$39,175
baseline
▲ 0.50% · 4.625%
HK$41,558
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,350/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,010
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,110
−HK$1,115/mo
Today · 4.125%
HK$43,225
baseline
▲ 0.50% · 4.625%
HK$45,504
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,450/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,007
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,345
−HK$1,359/mo
Today · 4.125%
HK$45,704
baseline
▲ 0.50% · 4.625%
HK$48,485
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,408/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,845
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,128
−HK$1,302/mo
Today · 4.125%
HK$50,430
baseline
▲ 0.50% · 4.625%
HK$53,088
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,860/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,295
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,015
−HK$1,747/mo
Today · 4.125%
HK$58,762
baseline
▲ 0.50% · 4.625%
HK$62,338
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,524/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,515
−HK$3,323/mo
▼ 0.25% · 3.875%
HK$63,165
−HK$1,673/mo
Today · 4.125%
HK$64,838
baseline
▲ 0.50% · 4.625%
HK$68,256
+HK$3,418/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,676/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,195 · Scale 2, in force from 26 Feb 2026)