LTV · monthly repayment
▼ 0.50% · 3.625%
HK$30,720
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,675
−HK$971/mo
Today · 4.125%
HK$32,646
baseline
▲ 0.50% · 4.625%
HK$34,633
+HK$1,987/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$65,292/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,176
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,092
−HK$930/mo
Today · 4.125%
HK$36,022
baseline
▲ 0.50% · 4.625%
HK$37,921
+HK$1,899/mo
Deposit HK$6.74M · loan HK$6.74M · min. income ≈ HK$72,044/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,864
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,011
−HK$1,165/mo
Today · 4.125%
HK$39,176
baseline
▲ 0.50% · 4.625%
HK$41,559
+HK$2,383/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$78,352/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,011
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,111
−HK$1,115/mo
Today · 4.125%
HK$43,226
baseline
▲ 0.50% · 4.625%
HK$45,505
+HK$2,279/mo
Deposit HK$5.39M · loan HK$8.08M · min. income ≈ HK$86,452/mo (50% DSR)
Upfront cash ≈ HK$5.89M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,008
−HK$2,697/mo
▼ 0.25% · 3.875%
HK$44,346
−HK$1,359/mo
Today · 4.125%
HK$45,705
baseline
▲ 0.50% · 4.625%
HK$48,486
+HK$2,781/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$91,410/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,846
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$49,129
−HK$1,302/mo
Today · 4.125%
HK$50,431
baseline
▲ 0.50% · 4.625%
HK$53,089
+HK$2,658/mo
Deposit HK$4.04M · loan HK$9.43M · min. income ≈ HK$100,862/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,296
−HK$3,467/mo
▼ 0.25% · 3.875%
HK$57,016
−HK$1,747/mo
Today · 4.125%
HK$58,763
baseline
▲ 0.50% · 4.625%
HK$62,339
+HK$3,576/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$117,526/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,516
−HK$3,324/mo
▼ 0.25% · 3.875%
HK$63,166
−HK$1,674/mo
Today · 4.125%
HK$64,840
baseline
▲ 0.50% · 4.625%
HK$68,257
+HK$3,417/mo
Deposit HK$1.35M · loan HK$12.12M · min. income ≈ HK$129,680/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$505,205 · Scale 2, in force from 26 Feb 2026)